Lifeline (1997)

I am totally disabled. I need a personal grant to buy a used automobile. My only income is Soc. Sec. Disabiy

I am unable to work. I have a permanent, progressive lung disease, which will eventually kill me before a normal lifeline. I must get to “maintenance rehab” twice a week and to the gym other days for lung/upper body exercises to stave off progression. I also have cognitive brain damage from far too much ECT in 1997, proven by psycholical testing in 2003, also meaning I am unable to work because I cannot follow directions nor remember them any more. My car now is a 1991 with 180,000 miles, which took 5 times and $1200 to pass emissions in 2005; it just had a water pump blow, and other damage. My car guy said “you MUST get another car NOW”. Mine is on death door. I need help somehow. I have NO money. Thank you.

The Government has created a portal to help individuals who need benefits because of life events. Visit http://www.govbenefits.gov

Use the drop down button
DO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?
Choose the life situation best applicable to you and then see if you qualify for the available government assistance.

Forget grant money – there’s hardly any money for individuals. Go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov – these are two sites created by the federal government to provide transparency and information on grants. But you’d be hard pressed to find any grant that would support individuals.

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs

Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…

“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”

For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.

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