The Adjuster (1991)
How to get the best damage offer from insurance company ?
I am a university student in Toronto(Canada). I saved up $5,000 and bought myself a car in 2006 — a 1991 white Acura Legend in excellent condition with only 140,000 km. No major repairs were required up to now.
I T-boned a car which was making a left turn this Saturday; my car is now totalled. The other driver will be charged by the police with making an improper left turn.
I only took out liability coverage (no collision coverage); my own insurance comp is offering me $1900 for my damaged car, but I would like $2500 as the loss of my car is totally not my fault. My adjuster said that the insurance is quite firm on the $1,900.
I would like to know what will happen if I dispute this amount? What can I do to get more than $1,900? Can I get compensation from the other driver’s insurance company since she was at fault, if yes, how do I go about?
I need a car to drive to school due to the distance. Thank you very much.
In order to do that you are going to have to do a little research. If you think you should get $2500 for the car you will have to prove to them that the car was worth that. Get online and do search for that car to see how much it is selling for now. If you find 2-4 examples of that year, make, model selling for around $2500 then you might be able to convince them to increase the amount. Otherwise if you find it selling at $1100 etc. Just shut up and take what they are offering. You have to prove to them the value of the car if you really want it. Best of luck
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